Master Your Money: Plan Every Paycheck with CheqMate
See exactly where every dollar goes before it arrives. Budgeting, bill tracking, and debt payoff made simple and visual. 💸✨
See CheqMate: Your Money, Visualized
Get a glimpse of CheqMate's beautiful and intuitive interface across your Apple devices.
iPhone & iPad
Why CheqMate: Your Path to Financial Clarity
Discover the core benefits that make CheqMate the easiest way to manage your income and expenses.
Paycheck-Based Planning
Organize your finances around your actual paychecks. Visualize income and expenses side-by-side for ultimate clarity.
Smart Bill Tracking
Never miss a due date. Track all your recurring and one-time bills with timely reminders and automated payment history.
Debt Payoff Accelerator
Strategize and visualize your debt-free journey. See how small extra payments can save you time and money.
Know Your Free-to-Spend
Confidently understand what you can spend after bills and savings. Avoid overspending and achieve your financial goals.
Powerful Features Designed for You
CheqMate is packed with intuitive tools to simplify your financial life, all within a beautiful, native iOS experience.
Paycheck & Income Management
Seamlessly handle all your income sources and payment schedules, ensuring every dollar is accounted for.
Flexible Pay Schedules
Supports weekly, bi-weekly, semi-monthly, and monthly pay frequencies with ease.
Multiple Income Sources
Track income from various jobs or side hustles within a single, organized view.
Upcoming Paycheck Overview
View your future paychecks alongside upcoming bills to anticipate your financial position.
Budgeting & Bill Tracking
Keep tabs on your expenses, set budgets, and ensure all your bills are paid on time, every time.
Intuitive Bill Organizer
Add recurring or one-time bills, mark them paid, and get reminders before they're due.
Visual Spending Insights
Understand exactly where your money goes with clear, easy-to-read charts and reports.
Free-to-Spend Calculator
Automatically calculate your safe spending limit after all essential payments are covered.
Customizable Categories
Tailor your spending categories to match your unique financial habits and priorities.
Debt & Goal Management
Take an active role in reducing debt and hitting your savings targets with powerful planning tools.
Debt Payoff Planner
Track balances and APRs, visualize payoff timelines, and simulate extra payments to get debt-free faster.
Savings Goal Tracker
Set specific savings goals and watch your progress with clear visual indicators.
Privacy-First Approach
Your financial data is stored securely on your device and iCloud only; it's never tracked or shared.
What Our Users Say About CheqMate
Real financial clarity from real people.
CheqMate has completely changed how I manage my paychecks. I used to feel overwhelmed, but now I know exactly what I can spend and save. It's incredibly empowering!
Finally, a budgeting app that doesn't overcomplicate things! The paycheck-based planning is a game-changer for me. I can clearly see my bills and free-to-spend funds.
The debt payoff tool is fantastic. It's so motivating to see how quickly I can become debt-free by making small adjustments. Plus, the reminders mean I never miss a bill!
Download CheqMate Today & Take Control
Start planning your paychecks, tracking bills, and crushing your financial goals. It's free, intuitive, and built for you.
Frequently Asked Questions
Find quick answers to common questions about CheqMate, its features, and how it helps you manage your money.
Yes, CheqMate: Paycheck Planner is completely free to download and use with all its core features. There are no hidden fees or subscriptions to manage your finances.
Your privacy is our top priority. All your financial data is stored locally on your device and securely synced via your iCloud. We never track, sell, or share your data with third parties.
CheqMate is designed to work with all common payment frequencies including weekly, bi-weekly, semi-monthly, and monthly pay schedules. You can also add multiple income sources.
Absolutely! CheqMate offers cross-device power, allowing you to stay in sync across your iPhone and Apple Watch. View upcoming bills and free-to-spend balances with interactive widgets and Live Activities.
Unlike many apps that focus on overwhelming categories, CheqMate organizes your financial life directly around your paychecks. This approach provides real-time clarity and helps you make confident spending and saving decisions.
